How India Law Shapes Your Access
Our legal position is written for you as an account holder in India, not as a general web reader. The terms explain who may access the account area, how identity and payment records are checked, and what happens when local law restricts access in your state
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or territory. We do not ask you to rely on assumptions: eligibility depends on local law and is available where local law permits. If a rule changes after you create an account, we may adjust access, request fresh documents, or pause certain functions while we check
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the legal position. UPI, Paytm and PhonePe receipts may be used only to match wallet activity, resolve account disputes, and meet record duties tied to your account.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.